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The Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music and all Intellectual Property Rights related thereto, are the exclusive property of CourseTree Learning LLC. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works thereof.


Terms of Service


We reserve the right to modify these terms from time to time at our sole discretion. Therefore, you should review these page periodically. When we change the Terms in a material manner, we will notify you that material changes have been made to the Terms. Your continued use of the Website or our service after any such change constitutes your acceptance of the new Terms. If you do not agree to any of these terms or any future version of the Terms, do not use or access (or continue to access) the website or the service.




To the maximum extent permitted by applicable law, in no event shall CourseTree Learning, be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the service.

You agree to indemnify and hold CourseTree Learning harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against them by any third party due to, or arising out of, or in connection with your use of the website or any of the services offered on the website. 

All materials on this website and all Study Guides are without express or implied warranties of any kind. CourseTree. does not in any way warrant or make representations regarding the adequacy, correctness, sufficiency, suitability or applicability of information provided, or the fitness of such information for a particular purpose. Further, CourseTree is not in any way responsible for defects, errors or omissions that may exist on the website or within specific guides. Guide content is based solely on course material and CourseTree is not responsible for the validity of such course materials. Additionally, as information and products are being accessed via the Internet, CourseTree  .. including any associated service provider or other organization associated with these products, is not responsible for any damage or loss of data arising from such use. CourseTree makes no warranty or representation that this website and CourseTree Study Guides will meet user requirements or that service provided will not be interrupted. However. CourseTree . will attempt to remedy any such interruption in a timely fashion. CourseTree reserves the right to revise content within the website and study guides at any time or times and is not liable for loss or damage incurred by the user as a result of such revisions.


Copyright Protection: The digital product is protected by Canadian copyright law, and all intellectual property rights are owned by the seller.


Permitted Use: The purchaser is granted a non-exclusive, non-transferable license to use the digital product for personal or information purposes only.


Prohibited Use: The purchaser is not permitted to reproduce, distribute, sell, license, rent, or otherwise transfer the digital product to any third party. The purchaser is also not permitted to use the digital product for any commercial or public purpose


Termination: The license to use the digital product will automatically terminate if the purchaser breaches any of these terms and conditions. Upon termination, the purchaser must immediately cease all use of the digital product and delete all copies.


Acceptance of Terms: By accessing or using this website, you agree to be bound by these terms and conditions, as well as any additional terms and conditions that may apply to specific sections of the website.


Privacy: We are committed to protecting the privacy of our users. Our Privacy Policy explains how we collect, use, and protect your personal information. By using this website, you agree to our Privacy Policy.


Intellectual Property: All content on this website, including text, graphics, logos, images, and software, is the property of the website owner or its content suppliers and is protected by Canadian and international copyright laws.


Use of the Website: You may use this website only for lawful purposes and in accordance with these terms and conditions. You are prohibited from using the website in any way that could damage, disable, overburden, or impair the website or interfere with any other party's use and enjoyment of the website.


User Content: You may be able to submit user content to this website, such as comments or reviews. By submitting user content, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display, publicly perform, and otherwise exploit in any manner such user content.


Digital Product: If the condition in the refund guarantee are not met, the standard digital product policy applies. Since your purchase is a digital product in pdf format, it is deemed “used” after download, and all purchases made are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict no refund policy with the exception of failed exams.


Misuse of Private Data: We will not misuse or resell your private data. We will only use your personal information as described in our Privacy Policy. You are prohibited from misusing or reselling the personal data of other users of this website. You agree to indemnify and hold us harmless from any claims arising out of your misuse or resale of private data.


Disclaimer of Warranties: This website is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of this website or the information, content, materials, or products included on this website.


Limitation of Liability: We will not be liable for any damages of any kind arising from the use of this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages. The content of our study materials are for information purposes only. The study materials have been written on a best effort basis to mirror and reflect the contents of examinations offered and administered by third parties. These third parties may change the examination curriculum, content and syntax at any time, without the knowledge of CourseTree or its technical writers.


Governing Law: These terms and conditions are governed by the laws of Canada, and any dispute arising from or related to these terms and conditions will be resolved in the courts of Canada.


Entire Agreement: These terms and conditions constitute the entire agreement between the website owner and you, and supersede all prior or contemporaneous agreements or understandings, whether written or oral.

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