Preparation for the REMIC Mortgage Agent Exam in Ontario includes studying ethics and mortgage brokering, using textbooks, past exams, and flashcards. The 13th and 14th editions of the textbook are not much different and the test is irrelevant of the two editions. Humber Real Estate Exams Courses & Simulations Study Notes can also be downloaded for $19 to $35 with actual questions and answers, and a full refund if you fail your exam.